A home is probably the largest purchase you will ever make, so it is important to understand the condition of your investment. I will provide a non-invasive examination of the home's accessible structure,systems and components. While a home inspection is not a prediction of future conditions and cannot reveal every concern that exists, it will significantly reduce your anxiety by arming you with the knowledge you need to make a informed home-buying decision.
Inspection vs Appraisal
Do I need a house inspection when my bank is having the house appraised?
Absolutely! A house appraisal is an independent evaluation of the current market value of the house and property. In general, the purpose of an appraisal is to set the current value of a house so that a lender may determine how much it can loan the buyer. The appraiser looks at condition of the house, similar properties in the area and the prices at which they were sold to set the value of the house.
A house inspector conducts a thorough evaluation of the houses major systems and structural integrity. The appraiser works for the bank, but the house inspector works for you. The house inspector identifies items that need replaced or repaired prior to closing, which can save you thousands of dollars.
U.S. Department Of Housing And Urban Development (HUD) requires buyers to sign a Consumer Notice advising them to get a house inspection in addition to a house appraisal before purchasing a house with a FHA mortgage.
Buyers Helpful Hints before your inspection
For all buyers regardless whether its your first home or not we will answer any and all questions you may have regarding the Home Inspection from Residential Inspection.
We encourage you to be on site with us so we can answer questions about the home inspection.
For First Time Home Buyers where there might be more questions we can allocate additional time to spend with you to answer questions and review the process.
When you visit our price and package page we have developed plans to maximize your inspection and maximize the allowable discount on your homeowners insurance policy if home qualifies, or you can select inspections you want. Understand that our reports belong to the client who signs the agreement and any discussions with others and release of documents will need to be approved by you.
Lastly, if you cannot be at the inspection and you have a representative there and or I am there with your realtor, we will review the inspection with you after the fact. I will send over the entire file of pictures taken, along with pictures in the report and the report itself.